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Author: briang77

Capital Gains Tax on Real Estate: What Homeowners Need to Know

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Selling your home can be a major financial milestone—but it can also trigger capital gains tax if your property has increased in value. Understanding how capital gains work, available exclusions, and tax planning strategies can save you thousands. This guide breaks it down for homeowners. What Are Capital Gains Taxes? Capital gains tax is a … Continued

6 Smart Tips to Help You Sell a Damaged Home in Richmond

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A damaged home in Richmond can be a nightmare to sell. Most buyers are not interested when there is visible damage on a listing, preferring homes ready for immediate occupancy. However, if they have the time, inclination, and finances to take on a project, some buyers may take a chance and toss an insultingly low … Continued

How to Make Sure Your Contractor is Insured in Richmond

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You’ve wanted to renovate your cramped, outdated kitchen for ages. Or perhaps you are deciding between staying in your home after major damages or selling and walking away from some potential pricey repairs. Like many, asking around among friends and co-workers may initially help find and hire a contractor, but making sure your contractor is … Continued

Homeowners Insurance 101: A Guide for Homebuyers in Richmond

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Homeowners insurance. You know you should probably have it, and if you have a mortgage, you’re required to have it. But how much do you know about it beyond that – what it covers (and does not cover), the types of policies, how much coverage you need? What happens in case of minor damage from … Continued

Commission Costs When Selling Your Home

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Understanding Real Estate Commission Basics Real estate commission is the fee paid to real estate agents for their services in facilitating a home sale. Typically calculated as a percentage of the final selling price, this commission represents the primary way real estate professionals earn their income. In the United States, the standard commission rate ranges … Continued

Con: Difficult to Market Your House

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Introduction: The Hidden Challenges of Selling Without a Realtor Selling your home without professional representation—commonly known as “For Sale By Owner” or FSBO—can seem like an attractive option. After all, the potential to save thousands in commission fees is tempting for any homeowner. However, what many sellers don’t realize until they’re deep in the process … Continued

Con: Lack of expertise

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Risks of Selling Without a Realtor When homeowners decide to sell their property without professional representation—commonly known as “For Sale By Owner” or FSBO—they often focus on the potential commission savings. However, this approach comes with significant hidden risks that many sellers don’t anticipate until they’re deep in the process. The statistics tell a compelling … Continued
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